New critial patches just released today for high level vulnerabilities...after this site, go to http://windowsupdate.microsoft.com to be ready for the next batch of exploits, virus, and assorted crud...
[img]images/smilies/icon_wink.gif[/img] ...I sure don't want to be a mother hen around here...but I have seen too many peeps who ignore this stuff and pay with their data....
I regularly go to this site and update their patches. Like you say, you've gotta be safe. Mind you, the firewall, virus scans, and Adaware may be overkill, but it's so better to be safe than sorry !!!